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UK
UKInnovation Loans 2026: Expression of Interest
Innovate UK offers loans to micro, small and medium-sized enterprises (SMEs) for highly innovative late-stage R&D projects with a clear route to commercialisation. Projects must focus on at least one of the specified Industrial Strategy Sectors, including Creative Industries and Digital and Technologies, and businesses must demonstrate need for public funding and ability to repay.
Who can apply
UK registered micro, small or medium-sized enterprises (SMEs) only.Perks & benefits
- Loans cover up to 100% of eligible project costs
- No personal guarantees required
- Working with a Project Monitoring Officer
- Interest rates from 3.7% to 7.4%
- Repayment over up to 7 years
- Security via mortgage debenture on company assets only
Key contacts
Sources
Links used by the AI to gather information about this grant.
- ifs-uat.apps.org-env-0.org.innovateuk.ukri.org/competition/search?_grant=4 ↗
- ifs-uat.apps.org-env-0.org.innovateuk.ukri.org/competition/search?_grant=6 ↗
- ifs-uat.apps.org-env-0.org.innovateuk.ukri.org/competition/search?_grant=5 ↗
- ifs-uat.apps.org-env-0.org.innovateuk.ukri.org/competition/2298/overview/fd41d11… ↗
- ifs-uat.apps.org-env-0.org.innovateuk.ukri.org/competition/search?_grant=6 ↗
- www.gov.uk/government/organisations/innovate-uk ↗
- ifs-uat.apps.org-env-0.org.innovateuk.ukri.org/info/contact ↗
- www.gov.uk/government/publications/innovation-loans-an-overview-of-innovate-uks-… ↗