Innovation Loans 2026: Expression of Interest
 Innovation competitions - Innovation Funding Service
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Innovation Loans 2026: Expression of Interest

Innovate UK offers loans to micro, small and medium-sized enterprises (SMEs) for highly innovative late-stage R&D projects with a clear route to commercialisation. Projects must focus on at least one of the specified Industrial Strategy Sectors, including Creative Industries and Digital and Technologies, and businesses must demonstrate need for public funding and ability to repay.

Qui peut postuler

UK registered micro, small or medium-sized enterprises (SMEs) only.

Avantages et bénéfices

  • Loans cover up to 100% of eligible project costs
  • No personal guarantees required
  • Working with a Project Monitoring Officer
  • Interest rates from 3.7% to 7.4%
  • Repayment over up to 7 years
  • Security via mortgage debenture on company assets only

Contacts clés

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