The Home Energy Upgrade Loan Scheme

Strategic Banking Corporation of Ireland (SBCI)

Government-backed, low-cost loans to upgrade the energy performance of your home. Loans from €5,000 to €75,000 for terms up to 10 years with lower interest rates are available through participating finance providers for eligible home energy upgrade works.

Who can apply

Homeowners in the Republic of Ireland who want to carry out SEAI-grant-eligible energy upgrade works, managed by an SEAI registered One Stop Shop or Community Coordinator, with a minimum 20% BER uplift requirement.

Perks & benefits

Streamlined process for grant and loan applications
Approved loans can be drawn before works begin for deposits or milestone payments
Flexibility to spend up to 25% of the loan on non-energy related works
Unsecured loans (no charge taken over the property)
Lower interest rates than market personal loans
Flexible repayment terms from 1 to 10 years

Sources

Links used by the AI to gather information about this grant.

Funding

€5k – €75k

Organiser website View source

Get started free

Eligibility criteria

The purpose of the loan must be to carry out home energy upgrade works
You must be the owner of the home
The property must be located in the Republic of Ireland
The home energy upgrades must first qualify for a grant from SEAI
The works must be carried out by either an SEAI registered One Stop Shop or Community Coordinator
At least 75% of the loan amount must be spent on eligible measures listed below
The home must be projected to achieve a minimum 20% uplift on the current energy performance (BER) of the building
Loans cannot be used to fund projects that have already completed the works

The Home Energy Upgrade Loan Scheme

Perks & benefits

Sources

Similar grants